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Your Go-To Private Lender for Real Estate Investments

Prompt. Reliable. Results-Driven.

We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.

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Hard Money Lending

3-Step Hard Money Guide
Boost Your Flip Margins with Reppiteo Capital
Explore Our Loan Products

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Loan Rate Calculator

Calculate Your Loan Rate Estimate Easily with Our Loan Rate Tool

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Investor Portal

Set up one-time or recurring payments.
Contact our dedicated customer care team.
Request a loan payoff.

CONTACT US TODAY

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Just Three Simple Steps to Secure Your Funding.

As an asset-based lender, Rippetoe Capital moves faster than traditional or institutional lenders. Our loan underwriting prioritizes the property's value over the borrower's credit history. We don’t check credit, review financial statements, or require third-party appraisals. This streamlined approach allows investors to offer quick closings as a competitive advantage in their purchase offers. Discover more benefits of hard money lending.

How Are We Able To Do This?

Another essential part of our success is the dedicated team we’ve built. With a combined 100+ years of experience in real estate, investing, and lending, we understand the value investors aim to bring to residential and commercial properties. Every day, we witness the remarkable transformations our borrowers achieve by revitalizing properties and bringing them to market. Meet the team behind Rippetoe Capital.

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How Rippetoe Capital Works: A Simple 3-Step Loan Process

At Rippetoe Capital, we simplify the hard money lending process. Instead of unnecessary hurdles, our streamlined application consists of just three easy steps.

STEP 1
SUBMIT YOUR CONTRACT

Complete the online application and submit the required documents, including the purchase contract, property photos, and planned improvements.

STEP 2
RIPPETOE CAPITAL UNDERWRITES LOAN

Our in-house underwriting team reviews your deal and can provide terms as soon as the same day.

STEP 3
LOAN FUNDED

After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.

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FIX & FLIP
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CONSTRUCTION
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COMMERCIAL
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LAND & DEVELOPMENT
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Moving Day

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Rippetoe Capital made the lending process incredibly smooth and efficient. Their team was responsive, and I had my funding within days. This is by far the best hard money lender I’ve worked with!

James Reynolds

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BREAKING NEWS

DSCR Rates Drop to as low as 6.75%*

Take Advantage of Competitive Low Long-Term Rates 

Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.

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AREAS WE SERVE

Rippetoe Capital is a global private lender, offering hard money loans to real estate investors worldwide. We take pride in serving investors nationwide, providing the best hard money products available. No matter where you're investing, our expert team is ready to deliver fast, reliable funding. Contact us today to learn how we can support your next project!

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